NURSING EXAMS AND STUDY MATERIALS
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Adjuster Pro Practice Exam
Adjuster Pro Practice Exam 
The source of the adjusters authority - CORRECT ANSWER-In the context of insurance 
adjusting, who is the principal? 
Coverage is not negotiable - CORRECT ANSWER-When Nancy is pulling into her 
driveway, she accidentally hit the gas and plowed through her front wall. She tries to 
negotiate the claim with the adjuster, why is this not possible? 
True - CORRECT ANSWER-True or false: assuring a claimant a policy is covered 
without determining the cause of loss is c...
- Tentamen (uitwerkingen)
- • 6 pagina's •
Adjuster Pro Practice Exam 
The source of the adjusters authority - CORRECT ANSWER-In the context of insurance 
adjusting, who is the principal? 
Coverage is not negotiable - CORRECT ANSWER-When Nancy is pulling into her 
driveway, she accidentally hit the gas and plowed through her front wall. She tries to 
negotiate the claim with the adjuster, why is this not possible? 
True - CORRECT ANSWER-True or false: assuring a claimant a policy is covered 
without determining the cause of loss is c...
Adjuster Pro Section-3 2023/2024
Adjuster Pro Section-3 2023/2024 
The Personal Auto Policy (PAP) - CORRECT ANSWER-A policy that combines liability 
insurance with other optional coverages 
PAP Policies can cover - CORRECT ANSWER--Individuals and residing family 
members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
PAP Policies will indemnify for: - CORRECT ANSWER--Property Damage 
-Personal Injury 
-Legal Defense 
What will PAPs not pay for - CORRECT...
- Tentamen (uitwerkingen)
- • 18 pagina's •
Adjuster Pro Section-3 2023/2024 
The Personal Auto Policy (PAP) - CORRECT ANSWER-A policy that combines liability 
insurance with other optional coverages 
PAP Policies can cover - CORRECT ANSWER--Individuals and residing family 
members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
PAP Policies will indemnify for: - CORRECT ANSWER--Property Damage 
-Personal Injury 
-Legal Defense 
What will PAPs not pay for - CORRECT...
TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking only covere...
- Tentamen (uitwerkingen)
- • 98 pagina's •
TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking only covere...
ADJUSTER PRO 2 EXAM 2023/2024
ADJUSTER PRO 2 EXAM 2023/2024 
Agent - CORRECT ANSWER-one who recieves the authority to act on behalf of 
someone else 
Sales Agent - CORRECT ANSWER-receives authority to sell 
-authority given by written contract 
Insurance Adjuster - CORRECT ANSWER-receives authority to settle claims brought 
against the insurer 
- authority given by written contract 
Three major responsibilities of contracted agents - CORRECT ANSWER-1. follow the 
contract 
2. always use reasonable judgement & care 
3....
- Tentamen (uitwerkingen)
- • 10 pagina's •
ADJUSTER PRO 2 EXAM 2023/2024 
Agent - CORRECT ANSWER-one who recieves the authority to act on behalf of 
someone else 
Sales Agent - CORRECT ANSWER-receives authority to sell 
-authority given by written contract 
Insurance Adjuster - CORRECT ANSWER-receives authority to settle claims brought 
against the insurer 
- authority given by written contract 
Three major responsibilities of contracted agents - CORRECT ANSWER-1. follow the 
contract 
2. always use reasonable judgement & care 
3....
ADJUSTER PRO FLORIDA CERTIFIED ADJUSTER GLOSSARY 2023-2024
ADJUSTER PRO FLORIDA CERTIFIED 
ADJUSTER GLOSSARY 
Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's value 
over a period of time. Formula: (Annual Depreciation x Number of years used) 
Actual Cash Value (ACV) - CORRECT ANSWER-A valuation method used by insurers 
to reflect an item's current market value right before being damaged or destroyed. 
Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion - CORRECT ANSWER-One of the characteristics of an insura...
- Tentamen (uitwerkingen)
- • 20 pagina's •
ADJUSTER PRO FLORIDA CERTIFIED 
ADJUSTER GLOSSARY 
Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's value 
over a period of time. Formula: (Annual Depreciation x Number of years used) 
Actual Cash Value (ACV) - CORRECT ANSWER-A valuation method used by insurers 
to reflect an item's current market value right before being damaged or destroyed. 
Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion - CORRECT ANSWER-One of the characteristics of an insura...
QUESTIONS AND ANSWERS FOR INDIANA ADJUSTER PRO 2023-2024
QUESTIONS AND ANSWERS FOR 
INDIANA ADJUSTER PRO 
insurance - CORRECT ANSWER-transfer of risk 
insurance - CORRECT ANSWER-transfer of risk 
Accident Insurance - CORRECT ANSWER-Covers expenses associated with a covered 
accident and can extend to ambulance and emergency room expenses, intensive care, 
and hospital costs. Accident insurance also provides for loss of income, and a death 
benefit if injuries prove fatal. 
Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's...
- Tentamen (uitwerkingen)
- • 47 pagina's •
QUESTIONS AND ANSWERS FOR 
INDIANA ADJUSTER PRO 
insurance - CORRECT ANSWER-transfer of risk 
insurance - CORRECT ANSWER-transfer of risk 
Accident Insurance - CORRECT ANSWER-Covers expenses associated with a covered 
accident and can extend to ambulance and emergency room expenses, intensive care, 
and hospital costs. Accident insurance also provides for loss of income, and a death 
benefit if injuries prove fatal. 
Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's...
ADJUSTER PRO 2023-2024 (EXAM TEST)
ADJUSTER PRO (EXAM 
TEST) 
On January 27, 2008, Ryan was using an exercise bike purchased from NusquamCycle 
when the chain broke, causing him to fall and severely bruise his knee. It seemed to 
heal just fine, but three years later, on January 25, 2011, Ryan's knee gave out while 
jogging. His doctor told him that he'll need surgery and that this deterioration resulted 
from the earlier accident with the exercise bike. Which of the following CGL policies may 
cover Ryan's claim filed ...
- Tentamen (uitwerkingen)
- • 10 pagina's •
ADJUSTER PRO (EXAM 
TEST) 
On January 27, 2008, Ryan was using an exercise bike purchased from NusquamCycle 
when the chain broke, causing him to fall and severely bruise his knee. It seemed to 
heal just fine, but three years later, on January 25, 2011, Ryan's knee gave out while 
jogging. His doctor told him that he'll need surgery and that this deterioration resulted 
from the earlier accident with the exercise bike. Which of the following CGL policies may 
cover Ryan's claim filed ...
ADJUSTER PRO PRACTICE EXAM TEST DUE ON 2023-2024
ADJUSTER PRO PRACTICE EXAM TEST 
DUE ON 
John is doing some lawn maintenance using a steel blade on his weed-whacker. He 
fails to properly tighten the blade and it comes loose while he is trimming some tall 
grass at the edge of his property. The blade flies off towards his neighbor's house and 
crashes into the HVAC unit, severing the lines and effectively destroying the unit. Which 
coverage in John's homeowners policy might pay for the damage he caused to his 
neighbor's HVAC syste...
- Tentamen (uitwerkingen)
- • 49 pagina's •
ADJUSTER PRO PRACTICE EXAM TEST 
DUE ON 
John is doing some lawn maintenance using a steel blade on his weed-whacker. He 
fails to properly tighten the blade and it comes loose while he is trimming some tall 
grass at the edge of his property. The blade flies off towards his neighbor's house and 
crashes into the HVAC unit, severing the lines and effectively destroying the unit. Which 
coverage in John's homeowners policy might pay for the damage he caused to his 
neighbor's HVAC syste...
ADJUSTER PRO TEXAS STUDY EXAM GUIDE 2023-2024
ADJUSTER PRO TEXAS STUDY EXAM 
GUIDE 
All of the following pieces of information can be found in the conditions section of an 
insurance policy EXCEPT: - CORRECT ANSWER-Causes of loss that are not covered 
Which of the following best defines the principle of indemnity? - CORRECT ANSWERAfter a loss, the insured should be restored to his approximate financial condition before 
the loss 
SureTrust Insurance was founded and operates in Texas. In Texas, Suretrust is 
considered - CORRECT ANSWER...
- Tentamen (uitwerkingen)
- • 31 pagina's •
ADJUSTER PRO TEXAS STUDY EXAM 
GUIDE 
All of the following pieces of information can be found in the conditions section of an 
insurance policy EXCEPT: - CORRECT ANSWER-Causes of loss that are not covered 
Which of the following best defines the principle of indemnity? - CORRECT ANSWERAfter a loss, the insured should be restored to his approximate financial condition before 
the loss 
SureTrust Insurance was founded and operates in Texas. In Texas, Suretrust is 
considered - CORRECT ANSWER...
ADJUSTER PRO EXAM TEST WITH ANSWERS 2023-2024
ADJUSTER PRO EXAM TEST WITH 
ANSWERS 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the financial...
- Tentamen (uitwerkingen)
- • 16 pagina's •
ADJUSTER PRO EXAM TEST WITH 
ANSWERS 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the financial...